Can I use USDA, VA, or FHA?

Yes. Your matched Kentucky lender will confirm eligibility and program fit for USDA, VA, FHA, and Conventional options.

Get Pre-Approved for a Home Loan in Kentucky

Start With Confidence

Getting pre-approved in Kentucky is the first step to shopping with confidence. This secure form shares only general details so we can connect you with a trusted local lender. You’ll get a clear budget, program options (Conventional, FHA, VA, USDA, KHC), and next steps—without uploading sensitive documents here.

Trust & Privacy

🔒 Privacy first: We DON'T collect Social Security numbers or documents on this page. After you submit, a licensed Kentucky lender follows up securely for verification and a formal pre-approval. Prefer to talk? Call (606) 620-4668 or use our Contact page.

What You'll Get From Pre-Approval

➤ Estimated price range & payment based on your info
Quick read on program fit (Conventional/FHA/VA/USDA + KHC)

➤ A lender-ready checklist to move from pre-qual → pre-approval

Next Steps and FAQs

After you submit your pre-approval form, a trusted Kentucky lender will review your details and follow up with loan options. In most cases, you’ll hear back the same business day. To get a head start, download our KY Homebuyer Document Checklist (Instant Download) below — it shows the common items lenders may request to move from pre-qualification to full pre-approval.

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Pre-Approval FAQ's

Will this hurt my credit?

Filling this form won’t.

A lender may request a hard credit pull later—with your consent—to issue a formal pre-approval letter.